When you click on these links you will leave the website and will be redirected to another site. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. Oakworth Capital Bank offers links to other third party websites that may be of interest to our website visitors. We are not responsible, nor do we endorse or guarantee any content or product on such sites or availability of linked sites. And to your point, it’s a unique approach.”ĭisclaimer: You are now leaving the Oakworth Capital Bank website and are going to a website that is not operated by our institution. It’s Charlotte and what’s the next place after that?īeck: “I believe this model and this name will be widely and successfully accepted within the market, because it doesn’t exist as we sit here today. This is a business-friendly environment.” Charlotte is that same business-friendly environment. Norris: Why Charlotte? Well, Charlotte is one of the cities that we can serve…”Yeah, I get it. We’re not talking Fortune 100 companies, Fortune 500 companies, but a lot of vendors that support some of these larger institutions that need great banking relationships, and creative, innovative solutions to what they’re trying to do day in and day out.” But even without the younger generation, there’s so many businesses that are moving in here. And at some point they’re going to need these services as well. A lot of people moving in, a lot of young people. Reed: “Charlotte remains one of the fastest-growing cities in the country. There’s plenty of options in other Southeastern cities. We’re funding a private-equity acquisition of a pharmacy benefits company. We do really high-level commercial and industrial business. Reed: I’m glad you said that because we exclusively don’t think of ourselves as a community bank. Would you say Oakworth is more like a boutique bank than a community bank? So what we’re trying to do is we’re trying to apply the same discipline that a Starbucks or a Ritz-Carlton or a Chick-fil-A has applied to their industry in a way that allows us to know when we’re in a Charlotte or Nashville (Tennessee) or Birmingham - that our clients in fact are getting a very similar high-level experience.” It’s very high level, and it’s very consistent.
And what they all have in common is when you’re in one of their locations, it’s very comfortable. They’re out there and one of them is Chick-fil-A. …how do you scale a model that is really, really high level and consistent? And, so we had to go outside the industry to study companies that had done that really well.
It’s really organized according to what’s best for the company. One was this industry is really not organized around the client. When we started Oakworth, there were a couple things that influenced it. The industry has grown really through acquisitions. Reed: “We are trying to do something different in financial services. How do you plan to manage the Charlotte office? We share a few of the direct quotes from our team below, but we encourage you to read the article if you have a subscription to the Business Journals.
#Charlotte business journal subscription full#
From left: John Norris, the bank’s economist and thought leadership expert Scott Reed, CEO and managing director and Tim Beck, managing director and market leader for the central Carolinas.įor the full article from the Charlotte Business Journal, check out their website. The Charlotte Business Journal shared an extensive interview with Scott Reed, Tim Beck and John Norris about our expansion into the Central Carolinas market. This is one of the most in-depth Oakworth profiles and really gets at the heart of what Oakworth is up to.
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